Explore mortgage options, calculate payments, and get pre-approved with confidence.
Use our simple calculator to see what your monthly mortgage payment might look like.
Including principal, interest, taxes & insurance (estimated)
$2,847
per month
Loan Amount
$360,000
Down Payment
$90,000
Total Interest
$459,200
Total Cost
$819,200
Simple steps to secure financing for your new home.
Get pre-approved to understand your budget and show sellers you're serious.
Work with your agent to find properties that match your criteria.
Submit your full application and documentation to your lender.
Sign the final paperwork, get your keys, and move into your new home!
We offer a variety of loan programs to suit your needs.
Fixed or adjustable rate. Ideal for buyers with good credit and a down payment of 3-20%.
Rates from 6.25% APR
Backed by the government. Low down payment (3.5%) and flexible credit requirements.
Rates from 5.75% APR
For veterans and active military. Zero down payment, competitive rates, no PMI.
Rates from 5.50% APR
For rural and suburban homebuyers. Zero down payment and below-market rates.
Rates from 5.50% APR
For high-value properties exceeding conforming loan limits. Competitive rates.
Rates from 6.50% APR
Lower your rate, reduce monthly payment, or tap into your home equity.
Rates from 6.00% APR
Conventional loans typically require 620+, FHA loans 580+, and VA loans have no minimum requirement.
It varies by loan type — from 0% (VA/USDA) to 3.5% (FHA) to 3-20% (Conventional).
Private Mortgage Insurance protects the lender if you default. It's required for conventional loans with less than 20% down.
On average, closing takes 30-45 days from application to final signing.